The insurance of who causes an accident must pay the replacement car of the affected.

In case of an accident between vehicles, the insurer of the accident perpetrator must bear the expenses of the rental of the replacement car of the damaged party, without it being required to prove that its need (either to work or for any other activity). This is established by the Provincial Court of Madrid, in a ruling in which it determines that the mere possession of the car, prior to the accident, serves to prove its need (without fit, therefore, to claim an additional demonstration). The Provincial Court of Madrid in his sentence asserts that the use of a replacement vehicle is an “indemnifiable emergent damage.

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