Fixed-rate mortgages are on the rise. Since Months ago, more than 35% of property loans in Spain have been linked to a fixed interest rate, and not variable as in previous years. Experts support the advantages offered by this alternative for those who buy a home in a moment when the market expects the 12months Euribor to rise this year, thus anticipating a hypothetical rise in interest rates in the euro zone. And it turns out that fixed-rate mortgages are cheaper than the average Euribor rate!!!

Currently the best fixed mortgages are subject to an interest rate of between 2% and 2,5%, depending on the bank and the term. This is in line with the historical 12 months Euribor average of 2,17%. At Focus Legal Abogados we advise you in case you need a mortgage loan to finance your purchase.

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